Not all that long ago, most Americans lived in rural settings and relied on the land as their principal source of income. They cultivated crops and raised livestock, and their investments in real property, equipment, and animals supported them throughout their lives. They had many children, partly out of ignorance and partly to help with [...]
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Life is filled with challenges, and every day we rise to face new ones. Unfortunately, much of the daily grind includes doing household chores that we are unable to avoid. Some of us have the luxury of hiring professionals to do minor repairs around the house. Most of us, though, have limited resources and must [...]
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Nearly every list of New-Year’s resolutions contains at least one point focused on finance. Since money determines so much of what we are able to do in life, I decided to write this article on how we can improve our financial pictures in the coming year. Here are ten financial resolutions to help us get [...]
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This is a continuation of last-week’s article titled Saving money – Forty money-saving tips – Part I. I begin this second portion of the list at number 21 to maintain continuity. Here are twenty additional money-saving tips. Money-saving tip #21: Buy Used Cars. Low-mileage used cars are less expensive than new ones, and if you [...]
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Saving money was not a topic of conversation a decade ago. Sure, the stock market rocked our boat around the turn of the millennia, and 9/11 caused us to rethink a lot of things, but essentially the economic bubble that began to grow in the 1980s continued until the end of 2007, with a hiccough [...]
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Most people over the age of forty have money invested in the stock market. Many of them have limited their participation to mutual funds, 401(k)s, and managed IRAs and may not fully understand the underlying investments they hold through those means. Investors who control their investments directly, however, need to understand the financial instruments in [...]
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Leading quality lives includes looking after our financial futures. Although all of us desire to be independent of financial constraints, none of us is completely free. We dream of following our passions, but we are constantly reminded that we must support ourselves and our families. Time ticks incessantly onward, and those who get behind financially [...]
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